Td Auto Finance Bill Matrix (2025)

FAQs

How do I check my TD Bank auto loan balance? ›

Where can I view the details of my loan in EasyWeb? It's easy to view the details of your loan in EasyWeb: Log in to EasyWeb using your username Access Card number and EasyWeb password. From My Accounts > Accounts, click on your loan name in your account summary.

Request a payment deferral of up to the equivalent of two monthly payments for loans financed by TD Auto Finance through a dealership. Please note that by deferring loan payments your term and amortization will be extended and deferred payments will be payable at the end of the term with accrued interest.

Visit td.com and log into online banking. Access account dashboard and select auto loan. Click “Make Payment” and enter payment amount.

While paying off your car loan early is typically the best move to reduce your debt and save money, it is not for everyone. If you can't afford to make a larger down payment or pay extra each month it may not be a good idea. Refinancing a car loan can be a better option in this case.

The easiest way is to contact your lender via phone. Make sure you have your car loan account number and other details ready when you do so. If you are tech-savvy, you can log on to your account with your lender online and check your vehicle loan details like car loan balance.

If you visit the official website of a bank. You will be able to view 'loan' under 'products' section. Under loans, you can click on 'personal loan' which will direct you to a new page. You can click on 'Login' and using your log in credentials you can view your personal loan statement.

If you are not able to make your loan payments, you should contact us immediately. Your credit may be affected after 30 days and, if you continue to be past due, you could risk repossession.

Most lenders attach a 10-15 day grace period to your loan, so there's no need to worry about incurring late fees or damaging your credit score. However, if the grace period is exceeded, a fee of $25-$50 will be charged - and 30 days of non-payment results in a dropped credit score and potential repossession.

TD Auto Finance doesn't have an exact credit score requirement for taking out an auto loan. However, most lenders accept the common credit score range between 550 and 850. Credit scores in the 700s or higher should get you a lower interest rate and better loan terms.

Can I pay my TD auto loan early? ›

You can lower your payments and pay off some or all of your loan without penalty.

Depending on your car loan contract with TD, you may also be entitled to a grace period, which means you can make up for the missed payment within that specified time period without penalty. But once that grace period expires, you'll likely be charged a late payment fee if the payment still isn't made.

Your car payment won't go down if you pay extra, but you'll pay the loan off faster. Paying extra can also save you money on interest depending on how soon you pay the loan off and how high your interest rate is.

Because of the high interest rates and risk of going upside down, most experts agree that a 72-month loan isn't an ideal choice. Experts recommend that borrowers take out a shorter loan. And for an optimal interest rate, a loan term fewer than 60 months is a better way to go. You can learn more about car loans here.

An interest rate under 5% is a great rate for a 72-month auto loan. However, the best loan offers are only available to borrowers who have the best credit scores and payment histories.

Contact your lender or check a recent loan statement to find out how much you still owe. Estimate your car's value. Look up the trade-in value of your car on pricing guides like Edmunds.com, Kelley Blue Book or the National Automobile Dealers Association (NADA).

The fastest ways to find out your available balance:

Call 1-888-751-9000 to use our automated telephone service.